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Multiple Peril Crop Insurance (MPCI) Multiple Peril Crop Insurance (MPCI) provides peace of mind by helping the farmer avoid financial interruptions in a bad year. MPCI was developed by the Federal Crop Insurance Corporation and provides coverage against unavoidable crop loss for most crops. MPCI has evolved into numerous products which offer farmers protection against a reduction in yield due to unavoidable crop losses caused by acts of nature or disease as well as revenue protection caused by market fluctuations. Farmers have product choices that range from individual production and/or revenue plans to protection based on county yields and prices. Crop-Hail Great American has been writing Crop-Hail Insurance for over 80 years. Contrary to its name, this policy insures crops against more than just hail damage. In most cases, crops are also covered against loss due to fire while the crop is in the field, and numerous other perils are insured while the crop is in transit to the first place of storage. A Crop-Hail policy will also provide broad coverage on some crops while the crop is in storage. For some crops, other perils such as wind or winterkill can also be added to a Great American Crop-Hail policy. In most cases, a Crop-Hail policy will insure up to 100% of the expected value of a crop. Named Peril Great American has developed a portfolio of specialized "Named Peril" coverages to insure America's farmers against unforeseen losses. A Grain Fire policy can be used to insure most crops against a loss due to fire, or a Raisin Reconditioning policy can provide coverage if rainfall increases a raisin grower's expense in getting his product to market. Tomato growers can also insure against rain with a Tomato Rainfall policy. Citrus Growers can purchase a Citrus Freeze policy, while a Citrus Freeze Business Interruption policy provides coverage to a Citrus Packer. We also offer fire coverage on hay stacks with a Hay Fire policy. Other products currently available include Sugar Beet Replant Coverage and Pima Cotton Rainfall Coverage. Check with your local Agent or Great American office to see what other policies may be available to give you the insurance coverage that you need. | ||
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